Sellerkeeps / Payment fees
Stripe fee calculator
See how much Stripe takes from a card payment and what you receive. Add the extras for international cards, manual entry, currency conversion or invoicing, or find what to charge to receive an exact amount.
How to use the Stripe Fee Calculator
- STEP 1
Enter the payment
Put in the amount the customer pays, including tax if you charge it.
- STEP 2
Tick what applies
Add the extra charges for an international card, a manually entered card, currency conversion or Stripe Invoicing.
- STEP 3
Read what you receive
See the fee and the payout. Set a profit target with a zero item cost to find what to charge for an exact amount.
Stripe’s standard pricing
In the US, Stripe charges 2.9% plus 30 cents for each successful domestic card payment, with no setup or monthly fee on standard pricing. International cards add 1.5%, manually entered cards add 0.5% and a currency conversion adds 1%. Stripe Invoicing on the Starter plan adds 0.4% for each paid invoice.
Disputes cost $15 each when they are received. The fee is refunded if you win a dispute you counter yourself, but not if you lose.
Charging enough to receive a set amount
The percentage is taken from the total the customer pays, so adding 2.9% to your price leaves you slightly short. Enter 0 for the item cost, set the pricing goal to the amount you want to receive and the calculator shows the lowest price that leaves you with that after fees.
Worked example
A customer in the US pays you $100 by card through Stripe.
| Item | Amount |
|---|---|
| Buyer pays you (price + shipping) | $100.00 |
| Card processing | −$2.90 |
| Fixed fee | −$0.30 |
| Paid out after fees | $96.80 |
Total fees are $3.20, which is 3.2% of what the buyer pays.
Stripe US standard pricing
| Fee | Amount |
|---|---|
| Domestic cards | 2.9% + $0.30 per successful charge |
| International cards | +1.5% |
| Manually entered cards | +0.5% |
| Currency conversion | +1% |
| Invoicing (Starter) | 0.4% per paid invoice |
| Billing, pay as you go | 0.7% of Billing volume |
| Dispute | $15 per dispute received |
Rates checked 13 October 2026 against Stripe pricing.
Questions people ask
How much does Stripe take from $100?
On a US card it takes $3.20 (2.9% plus 30 cents), so you receive $96.80. An international card adds 1.5%, which brings the fee to $4.70.
Does Stripe charge fees on sales tax?
Stripe takes its percentage from the full amount the customer pays, which includes any tax you collect through the same payment.
Are there monthly fees?
Standard pricing has no setup or monthly fee. Stripe Billing and some other products charge their own fees.
What does a dispute cost?
A dispute costs $15 when it is received. The $15 countered fee is refunded when you win, and not when you lose.
How current are these rates?
They were checked against Stripe’s own US pricing page on 13 October 2026. Stripe may offer custom rates to larger businesses.